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iNIAZ

Investor tools

Fix-and-Flip Analysis

A flip’s profit is what remains after purchase, rehab with contingency, financing, holding and selling costs. Small changes in the sale price or timeline move the result a lot; try a few.

The figures shown are example values. Replace them with your own; rates, taxes and insurance vary by lender, property and municipality.

Purchase and rehab
$
$
$
% of rehab
months
$

Taxes, insurance, utilities.

Financing
%

Share of purchase plus rehab the lender funds.

%

Interest-only.

% of loan
Sale
$

Base it on recent comparable sales.

% of price

Commission, transfer tax, concessions, settlement.

Estimated profit

$34,968

Total project cost
$345,033
Cash invested
$71,533
Return on cash invested
48.9%
Annualized
121.7%
Profit margin (of sale price)
9.2%
"70% rule" reference price
$200,000

The 70% rule is a rough screening rule of thumb, not a valuation or an offer price.

How this is calculated
Rehab with contingencyRehab budget × (1 + contingency %)
$66,000
Loan(Purchase price + rehab) × loan-to-cost %
$243,100
Financing costPoints + monthly interest × months held
$18,233
Selling costsAfter-repair value × selling cost %
$30,400
Total project costPurchase + closing + rehab + financing + holding + selling costs
$345,033
ProfitAfter-repair value − total project cost
$34,968
Return on cash investedProfit ÷ (costs before sale − loan)
48.9%
Excludes income taxes. Annualized return compounds the return over the months held, which overstates short projects; treat it as a comparison figure.

Estimates for information only, not loan offers, appraisals or tax advice. Every input is checked against a stated range, and the formulas are shown under “How this is calculated”. More tools: all investor tools.

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